Amy McLeod…

Who are you and what do you do at ICF?

I’m Amy and I am a trainee Paraplanner 😊

  • How long have you been at ICF?

I have been at ICF just over a year now. I started at the company as a Mortgage Administrator but moved over to the Financial Services side in March of this year to begin taking my RO exams and training as a Paraplanner.

  • What does a typical day look like for you?

A typical day for me involves a lot of reports – writing suitability reports, running comparison reports – and a lot of data entry, filling out paperwork and compliance checking on cases.

  • What three words best describe you?

I would say Loyal, Friendly/Kind and “Fun” (this last one is a bit of a running joke in the office now).

  • Who are the most important people in your life?

The most important people to me are my family and friends & my boyfriend and his family. I am also a mad animal lover so would have to say all our pets including my new cocker spaniel puppy Chester!

  • Do you follow any sports teams?

Being a competitive person, I love to watch/play most sports, but my favourites are netball and rounders (to play) and rugby league (to watch). My boyfriend currently plays rugby league for Sheffield Eagles so as cheesy as it sounds, I would say I support them, as well as keeping an eye on all his ex-teams. We also have friends at Hull F.C so I am always hoping they do well 😊.

  • What was your first car?

My first car was an old-style green Ford KA. Being only 26, you wouldn’t think my first car had no power steering and wind-down windows! But I loved it.

  • What do you do to relax?

My version of relaxing or “de-stressing” is heading to The Edge EPT – the local independent gym that I attend – and taking part in one of the challenging classes with all the lovely members and trainers!

  • What’s your favourite tipple?

At the moment I am partial to a Parma Violet gin.

  • What’s your favourite restaurant, locally?

I would have to say The Greek! I absolutely LOVE Greek food, having visited the country a few times now, and this restaurant allows me to get my fix 😊. Plus, it’s not expensive – Winner Winner, Gyros Dinner!

  • What would be the first thing you would buy if you had a spare £1m?

The boring answer would be property and investments. The fun answer? A round-the-world trip of a lifetime!…Oh, and a new car.

Rich Firth…

Who are you and what do you do at ICF?

My Name is Rich Firth and I’m a director at ICF Financial Services. I specialise in Commercial Finance.

  • How long have you been at ICF?

We started in 1999/2000, but as Independent corporate finance.

  • What does a typical day look like for you?

I’m based in the Melton Office, but I regulary pop out to visit clients and source potential business.

  • Do you follow any sports teams?

For football it has to be Sheffield United and rugby, it’s Hull FC.

  • What was your first car?

Ford Escort mark 3.

  • What’s your favourite tipple?

Masons gin, wine and beer.

  • What’s your favourite restaurant, locally?

I’ve recently discovered a lovely restaurant down Princes Avenue – Rupert and Darwin’s.  I was really impressed with the restaurant, which is why we’re having our Christmas do there!

Claire Harper…

Who are you and what do you do at ICF?

My name is Claire Harper and I am a Financial Planner.

  • How long have you been at ICF?

I have been here just over 3 years……although it probably feels like longer for my work colleagues!

  • What does a typical day look like for you?

Busy! No day is ever the same but I am often heard to be saying ‘I love my job!’

  • Who are the most important people in your life?

My daughter Lauren and my long suffering husband Phil (not in any particular order!)

  • Do you follow any sports teams?

I keep half an eye on Sunderland AFC as my dad was a loyal supporter

  • What do you do in your spare time?

Study, study, study…..go to the gym.

  • What do you do to relax?

Relax?!!!!  What’s that?!

  • What’s your favourite tipple?

Captain Morgan’s spiced rum with diet coke and twist of lime……attention to detail is the key!

  • What’s your favourite restaurant, locally?

Rythre Arms at Rythre…….got to love a good steak!

  • What would be the first thing you would buy if you had a spare £1m?

Holiday home in Mexico…….and a private jet…..and flying lessons!

Over 55’s are at risk of missing out on thousands in savings each year!

New research has shown that thousands of people every year are not seeking advice for their mortgage, most of these being 55 years of age and above.

Out of a persons expenses, mortgages tend to be the largest one. These expenses, on average last up to 25 years with fixed deals from 2-5 years. 52% of borrowers aged 55 plus are missing out on competitive fixed rate deals and are passing the current product expiry. This means that they will be paying the variable rate (SVR), so this means they are potentially higher and not as stable payments.

Legal and General Mortgage Club have stated that with the average SVR of 4.89%, borrowers can potentially save at least £3,200. If the borrower spoke to an advisor then they could obtain them a deal as low as 1.45%. These figures are based off a borrower with n 80% loan to value on a property worth £240,000.

Their research also shows that only 29% of borrowers aged 55 years of age sought the advice of an advisor. This is small compared to the 58% of borrowers aged 25-54.

Overall, this suggests that all borrowers should seek help with their mortgage and ensure that they get the most suitable rates and stay out of SVR.

By, George Rogers.

Sourced from: https://www.express.co.uk/finance/personalfinance/1195594/mortgage-rates-mortgages-advisor-latest-news

Neil Davey…

Who are you and what do you do at ICF?

My name is Neil Davey and I am a Director at the firm as well as an Independent Financial Advisor.

  • How long have you been at ICF?

Started with the ICF brand on the year 2001 when there were 4 of us in a room about 3 metre squared, a little bit different now we have over 20 colleagues and two buildings we operate from.

  • What does a typical day look like for you?

First thing to do is walk the dog for about 45 minutes, working cocker spaniel called Dalby, after the forest. So, a bit of a fruitcake and full of energy. Try to work from home a day a week to catch up on admin however, this rarely works so end up seeing clients most days. Work out of Bridlington office every Monday and Melton the rest of the week.

  • What three words best describe you?

Trustworthy, Punctual. That will do, never been one to shout about things.

  • Who are the most important people in your life?

My family.

  • Do you follow any sports teams?

Dundee United. Follow them due to their European exploits of the 80’s. Locally, well everyone knows there’s only one team in Yorkshire.

  • What was your first car?

Vauxhall viva, those of you under 30 will think this is a new car, however it was the crappy old Viva which was about in the 70’s and 80’s. Always used to breakdown however cars were easy to fix in those days, either plugs or points! Magic spray usually worked. Again, anyone under 30 won’t understand what that last bit means.

  • What do you do to relax?

Spend time with the family up at place near Whitby.

  • What’s your favourite tipple?

Tee total if in the county, if outside of county then something sweet such as Cider. Kopparberg strawberry and lime will do.

  • What’s your favourite restaurant, locally?

Local Chinese takeaway, does this count?

  • What would be the first thing you would buy if you had a spare £1m?

Tesla Roadster