ICF Financial Services

01482 638 300

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Lifetime Mortgages

More and more people in the UK are starting to use the value built up in their home to help them enjoy a better retirement.

Lifetime Mortgages

More and more people in the UK are starting to use the value built up in their home to help them enjoy a better retirement.

Modern equity release plans are more flexible and those who are members of the trade body Safe Home Income Plans (SHIP) offer a guarantee that you will never owe more to the product provider than the value of your property.

We only recommend Members of SHIP as they have to comply with a code of practice designed to protect customers.

What is Equity Release?

Equity release enables you to unlock money from your home while you still live there and you don't have to make any repayments until the property is sold - either on your death or if you move into care.

To qualify for an equity release plan you must be over a certain age usually 60, and own your property.

An equity release plan can provide you with access to cash lump sums, a regular income or both.

Call us on 01482 638300, or e-mail chris@icf-fs.co.uk, to discuss your needs.

To understand the features and risks of a Lifetime Mortgage please ask for a personal illustration.

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £1000.

ICF Financial Services Ltd is a Credit Broker and not a lender and any fees are charged solely for Credit Broking Services, not lending services.

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Get in touch

ICF Financial Services
2 Redcliff Road,
Melton, East Yorkshire,
HU14 3RS

Tel: 01482 638300
Fax: 01482 638302

ICF Financial Services/Alan Bell Mortgages
58 Flamborough Road,
Bridlington,
East Yorkshire, YO15 2JN

Tel: 01262 213333
Fax 01262 333471

ICF Financial Services
Medina House,
2 Station Avenue,
Bridlington, YO16 4LZ

Tel: 01262 602456
Email: info@icf-fs.co.uk