ICF Financial Services

01482 638 300

Broaden your financial horizons

Commercial Mortgage Lending

The full repercussions of the near collapse of the banking sector in the previous decade are still being felt today and many businesses still find themselves uncertain of support from their banks when they need financial support or funding.

Commercial Mortgage Lending

The full repercussions of the near collapse of the banking sector in the previous decade are still being felt today and many businesses still find themselves uncertain of support from their banks when they need financial support or funding .

ICF’s staff have been active in the commercial lending markets as finance brokers since 1999 and have the expertise and connections to help you find the most appropriate route to market - from traditional High Street banks, new Challenger Banks or alternative funding sources such as peer-to-peer lenders.

Commercial mortgages are generally available at around 70% loan to value (LTV) but higher amounts are still available in certain circumstances. Funds are available for owner occupied and investment purposes, for purchases and to re-bank. Rates are available at margins from around 2.5%. above current base rate or LIBOR.

If you’d like to have a talk through your requirements, we will be happy to meet with you and take time to get to know you, understand your business and your objectives before assessing your options and putting forward the most suitable funding solution for you. We can also help you increase the chances of a successful outcome by ensuring that your specific circumstances are presented and structured to best match the lenders criteria.

We will also help you to work through your options and negotiate the deal. In short, we will stay with you throughout the process and facilitate lender interviews as well as introductions to other appropriate professionals (such as solicitors, accountants and surveyors) right through to the draw down of funds.

ICF Financial Services Ltd is a Credit Broker - not a lender - and any fees charged are solely for Credit Broking Services, not lending services.

Call us on 01482 638300, or e-mail rich@icf-fs.co.uk, to discuss your needs.

Financial News

Our Blog

Digital Magazine

To download our personal finance magazines and financial guides packed full of informative financial news, simply enter your name and email address below.


Get in touch

ICF Financial Services
2 Redcliff Road,
Melton, East Yorkshire,
HU14 3RS

Tel: 01482 638300
Fax: 01482 638302

ICF Financial Services/Alan Bell Mortgages
58 Flamborough Road,
Bridlington,
East Yorkshire, YO15 2JN

Tel: 01262 213333
Fax 01262 333471

ICF Financial Services
Medina House,
2 Station Avenue,
Bridlington, YO16 4LZ

Tel: 01262 602456
Email: info@icf-fs.co.uk