We've been helping clients navigate complex financial decisions since 1972 and from those very early days the business has evolved primarily via recommendations from our clients.
Based in Melton & Bridlington in East Yorkshire, we are ideally positioned to cover the whole of the Hull and East Riding area and provide impartial and objective financial advice.
Our advisers have a range of qualifications covering the whole financial services spectrum. So, whether you are seeking to build an investment portfolio or creating a tax-efficient retirement strategy we have the expertise to provide the answer.
Our lending team includes fully qualified residential mortgage brokers who can advise on all types of regulated mortgages from the whole of the market and secured borrowing from a restricted panel.
Our Commercial Finance broking services are provided by specialist staff comprising of former bank lending managers. This gives them the experience and understanding to help you package your loan proposition effectively to help you ensure that you we get the best deal for you from our panel of lenders. The firm has been a full member of the National Association of Commercial Finance Brokers (NACFB) since 1998.
As all relationships have to start somewhere and we are happy to underwrite the cost of most initial meetings to give you the opportunity to set out your ideas, problems or requirements. At this meeting it is usually possible for us to determine (i) if we think we may be able to help and (ii) whether we both think that we will be able to get on and work together. Assuming that we feel that we can, we will provide you with a full explanation of costs in writing.
Once we’ve agreed to work together, we start by having a detailed discussion about you, your family, your hopes and dreams and your outlook on life before having a discussion about how insurance, pension plans and investments may be able to help you achieve the level of financial security that you are aiming for.
Once we have that understanding of your financial position and your requirements, we can help you identify the products that will help you to achieve your goals and we communicate our ideas to you in a simple, friendly and relaxed way. Our proposals are well-researched and constructed on the basis of what's best for you - and nobody else. We focus on providing flexibility (for changing circumstances) and offer a wide range of investment options at different price points to suit most requirements and pockets.
Going forward, we firmly believe in the importance of working together to build rewarding relationships and we find that working closely with our clients enables us to help them achieve better financial outcomes.
If you already have professional advisers, such as : accountants or solicitors, we are not in competition with these professions and we are more than happy to work alongside and with your trusted professionals.
At ICF Financial Services Ltd our highly skilled advisers use state of the art technology and software to enable them to meet all of our client's financial needs in the most efficient, cost-effective way possible.
With literally thousands of different options available, the majority of people will find it important to have a helping hand to navigate through the myriads of options available, as often the financial decisions that we help clients to make may be permanent in nature (such as annuities) or difficult to unravel (such as a trust based investment).
For this reason, we believe that it is important that clients take suitable advice, as we want to always be certain that any investment, pension, healthcare, mortgage or insurance recommendation that we present for consideration are the most appropriate to their individual needs.
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